Cashflowy

After reviewing the app, I don’t see how there could be a yearly subscription at the price is asking for...when the last update was 2 years ago. I love the balance projection on the calendar, but that’s it.. there is nothing more that makes this app unique, to feel okay to pay a yearly subscription or monthly.

Let’s be clear. It’s a modern interface. But listing expenses and income isn’t rocket science - there are a TON of apps that do this for free. What I need, and have found in only 1 other app , is a clean and logical calendar view of cash flow, because sorting through a list is something from the Flintstone age. I had high hopes for Cashflowy. That said, the calendar isn’t useful at all. It’s a piece of pretty static art. What’s the purpose of a calendar displaying an ending balance that has changed if I can’t click the day to see the detail of activity?

This app provides the exact functionality I want from a spending/checkbook tool. It makes aggressive saving much easier. I want to know precisely how much I can move to my savings from in advance of my paycheck depositing. In my case, having excess cash to burn is a recipe for disaster. And split direct deposits are clunky. Cashflowy saves me from lots of simple, yet time-consuming math, and jugging of notes about expenditures. I’m very happy with it!

I have been looking for a simple app like this for years that would estimate my cash flow out. This App has already saved my countless estimating hours this planning season alone. I Do books for my husbands small side business, manage our personal finances and grew up in small business so I know the importance of cash flow and being able to quickly, easily and accurately understand your position, react if needed or communicate to someone else if you are not responsible for the outcome. I purchased the full year to support the developer because ANYONE who wants to get a handle on cash flow needs this app.

This app is pretty cool. There are not a lot of apps out there that can show daily projected cash balances. I went searching, there are only a few that can do it, and this is one of the best. A few suggestions for future improvements that would make this app exceptional: graphical display of cash balance through time, ability to automatically sync bank account activity, a separate input page that showed all input/projected data with its associated attributes (amount, recurring frequency, dates, etc.), and ability to add an end by date on recurring frequency transactions.

I’ve used some other apps that help keep track of my projected account balance because it’s so handy to know how much you can spend looking ahead and not relying on your memory or estimations. This app is unique from others that I’ve used in that I can make the transactions recurring which is so handy so I’m not inputting them over and over for each month. I like being able to mark them as pending so it reflects exactly what my bank account is showing. Yes, it seems a little redundant but we really enjoy seeing how our account grows daily, weekly, monthly and even into the yearly with this app. It lets us know when we can pay down balances on credit cards and put extra money into savings. One of the few things that would be nice is the ability to set expenses or incomes as “twice monthly” and be able to pick those days (15th and either 30th/31st for those on a salary schedule) as I am only able to enter my spouse’s biweekly income on a recurring schedule. A feature that allowed your different cash flow accounts to “talk” to each other so if one is your savings, you can easily mark it as going into savings and it’ll automatically “move” the money. Having the access to allow another user on the account, like a spouse or significant other, that can enter in transactions would be helpful too. Overall, I love this app. Slightly addicted to looking at our projected balances and knowing what and when we can spend money.

I truly love the entire UI interaction and functionality of this app. There’s no erroneous fields to fill out at the reoccurring entries function seamlessly with an easy and clean viewing of your running balance that I have unsuccessfully looked for in at least a dozen other apps. I just can not see the justification in a steep $40 a year to view past a month of your entries, which if you are using an app like this you are 100% in need of viewing past a month.

This app makes budgeting easy. Input upcoming/recurring bills and see a daily forecasted balance. I like that there’s no need to input discretionary spending, just update the current balance and you’re good to go.

I have looked for years for an app like this. I have been using a projection spread sheet until now. I have one page for checking and one page for savings. The only thing lacking for me is a page that shows the total combined income between the two. Crossing my fingers the developer will add that.

This is set up for events happening one time, weekly, or monthly. Some things, like my paycheck, happen every two weeks, which is not an option. Also not available is yearly or quarterly.