The Baby Steps

The Baby Steps

By The Lampo Group Incorporated

  • Category: Finance
  • Release Date: 2019-12-18
  • Current Version: 2020.12.03
  • Adult Rating: 4+
  • File Size: 127.99 MB
  • Developer: The Lampo Group Incorporated
  • Compatibility: Requires iOS 10.0 or later.
Score: 3.63057
3.63057
From 157 Ratings

Description

Hey, SmartDollar, Financial Peace, or EveryDollar Plus* members. This app is for you! If you don’t currently have a subscription to one of these amazing tools, you won’t be able to log into this app. Track your debt payments, build your emergency savings, and work through the Baby Steps. Learn from Ramsey Solutions’ top-notch teachers along the way. Our approach is simple, but effective. Plus, it’s a heck of a lot of fun. Stuffy personal finance app? Nope. That’s not us. If that’s what you’re looking for, keep moving. Basically, we teach common sense and we really care about helping you get out of debt and save for the future. Our Baby Steps and debt snowball method have helped nearly 6 million people go from, “I can’t do this,” to “I just did that!” Take your money to the next level: • Learn and apply Dave Ramsey’s Baby Steps method. • Determine which Baby Step you’re on. • Work each Baby Step until you are completely debt-free. Track your debt payments using the debt snowball method: • Discover how soon you could be debt-free. • Watch your debts shrink when you pitch a snowball at them. It’s a little aggressive, but hey, it feels good to hit back. And we’re here for it. • Set attainable goals. Track your savings: • Learn from experts who give inside tips on how to save money faster and establish an emergency fund. • Throw some coins in your piggy bank. Literally. • Find the motivation to keep going when you see how much you’ve increased your savings. Expert in-app coaching from top-notch teachers: • Watch the best of Dave Ramsey’s money rants. • Rachel Cruze gives on-point budgeting tips. • Ken Coleman dishes career advice you don’t want to miss. Privacy Policy: https://policies.ramseysolutions.net/privacy-policy Terms of Use: https://policies.ramseysolutions.net/terms-of-use

Register

Screenshots

Reviews

  • Too much $

    1
    By ilikechips
    I love the every dollar app, and would love to use this one as well, but it is disappointing that it is 129.99 a year, when all I need is a really good app to help me pay off debt and track it and be excited! I loved the idea of the snow all affect and I feel so much more in control with debt, but this app is way too much for something to help you track and be excited about getting rid of debt...
  • Too much money

    1
    By viviunion
    The $129 is out of control. When 98% of your client base is people trying to pay down debt and be fiscally responsible, yet you want to charge $129 a year? At least give an option of different payment plans, maybe monthly subscription that gives us a chance to cancel earlier. I would be glad to may a small fee to use just this app every month. This is the only thing I need from DR. The app needs a lot of work as is anyways. Dont be tempted to waste your money. Put the $129 towards debt instead!
  • Great way to not get lost in your debt but have 1 suggestion.

    4
    By Cycleash
    I think it would be really useful if the baby steps app provided notifications to us during the week to remind us where our debt is in what is the top priority date without opening the app. I open the app about every two weeks because that’s when I get paid. Most apps do use notifications to keep the user aware of what’s going on. And for those that don’t want to notifications you can simply disable them in settings for the given certain app. Just my two cents, great app overall!
  • Unlink in every dollar!

    2
    By mel.bee2
    Please make it optional to link to every dollar! I’m making extra loan payments that don’t come from my income and auto populating the debt is messing up my budget in every dollar.
  • Excited for tomorrow

    5
    By MT Rednek $ saver
    I can relate to most things within the Dave Ramsey message. I guess for a lot of the naysayers they’ve never visited quite as hard of a rock bottom as they potentially could. Everything within all the apps isn’t perfect. Neither are we humans. We make it work with want to and a smile. I’m very happy with everything Dave and team have and continue to put together for us all. Happy with all functions of the app
  • Great app but...

    2
    By klew_04041031
    I really enjoyed this app until my free trial ended. It made me excited about paying my debt off and moving on in my debt free journey. I also enjoyed having an app instead of a spreadsheet but I guess I’m back to the spreadsheets. $129 a year is not worth it maybe a flat purchase price, that is reasonable, would be nice.
  • Please cancel connection to Every Dollar App

    1
    By Newbi one knobe
    Please cancel the connection for this app with the ED App. It has really screwed up my information. Yes, some of the error was mine (or I had put a second mortgage into credit debt area) but this completely screws up all of my new and past info. I’m so frustrated I can’t expound here but please have someone take a look and fix this.
  • Loved the app

    3
    By kmill0718
    I loved this app, but really wish there were a way to get it without subscribing to everything. Every Dollar didn’t work with my bank, so it didn’t make sense to pay for Smart Dollar. I would pay a few dollars a month just for just this Baby Steps app if that were an option!!
  • Let me buy the app!

    1
    By swood824
    I can’t afford Ramsey Plus so I did the free trial. Free trial is over so I can’t use this app but the debt snowball is so motivating! I wish there was a way to buy access to just this app. I’d give it 5 stars if I could have access to use it for my debt free journey. Please consider it!
  • Subscription now required

    1
    By Cali2002
    I’ve been using this app since April for free and it’s been great. Now I go to log in to update my progress and I can’t even see where I’m at without agreeing to a yearly payment of 129.00. I’m going to agree, take a screen shot of my progress and then cancel the trial. There are other ways to track my debt payoff.

Comments

keyboard_arrow_up