Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-08-05
  • Current Version: 5.2
  • Adult Rating: 4+
  • File Size: 17.90 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.73216
4.73216
From 1,079 Ratings

Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at http://debitandcreditapp.com/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

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Reviews

  • This App Helps Me So Much, Love it

    5
    By Priv8life33
    I have used this app for over 3 years. I use it several times a day. The “Scheduled” feature allows me to predict how much money I will have on any date in the future. Basically, forward cashflow management. If I find myself entering an expense that was not scheduled, I enter a placeholder transaction for the probability that it will re-occur. Example, landfill charged me $4 for a dump run. That was not in my forward cash flow schedule. I added it to re-occcur every other month. When you do this for everything, you can see if you are gaining or loosing over time and adjust budgets as needed. I have family that wont take the time to set this up. When they get a bonus, (i.e. stimulus check) they spend it all on “fun stuff” because they feel they have extra. Then, I see them borrow with a CC to pay for car tires... sigh. 12/6/20 update.... best app on my phone Love the new ability to search “sceduled”
  • Missing so many features

    2
    By BigJake21782
    It is missing too much. The fact that every transaction looks the same except for a little text like pending is horrible, hard to determined pending from cleared. You should be able to pre load your recurring transactions to get a better look at your budget over time.themes are bland for the same reason with limited variations between transactions especially on the iPhone where you can’t even make the green or red of a deposit or debit. Sent many emails with suggestions, just told nah we don’t need to add that by the developer.
  • Inaccurate Running Total

    3
    By JSW59
    I love everything about this app except for the wildly inaccurate running total, which is making me crazy. If it were correct I’d have given 5 stars. As it is, I’m always looking for a more accurate app.
  • Best app ever!!!

    5
    By Sandman4ever
    This app exceeds every expectation. I sincerely wish other app developers could emulate this apps usefulness.
  • If  made an app, this is what it would look like

    5
    By GT
    Exactly what I was looking for! I spent hours downloading family budget apps, looking for something that was privacy focused and the iCloud sharing I was looking for. I was looking specifically for an app to store my financial data in iCloud - no services, and this app delivers. Extremely easy to share accounts, transactions, and budgets with my wife. Love the functional UI, widgets, and WATCH integration!
  • Excellent and must have app!

    5
    By Pedro_BB
    2020: still enjoying the app and thanks to Ivan for implementing nee features especially with the display: more effective and easier to read for folders and accounts. Keep it up! 2019: I am celebrating this month three years of use of the app on daily basis and using both the mobile and desktop app. Never got disappointed, app very stable and on continuous improvement with solid support from the back office. It is simple yet powerful. I do recommend it to everyone really. I personally did not like the other app either too complex or requiring access to your bank account which is absolutely not an option for me! Well done with this great app!
  • Best way to track finances, hands down

    5
    By rdm2018
    This app has countless five-star reviews, and Ivan has earned EVERY one of them. He’s a great developer and provides great service. As for the app itself, it’s fantastic. It’s definitely one of those apps that’s best to try before buying, but the premium fee is well worth it. I found that I first only used it to have my own records of my bank accounts and cards. I used scheduled transactions, but none of the other features. Then I dipped into the reports, which are intuitive and easy to create, and provide a lot of REALLY useful information at a moment’s notice. Then I started using budgets, which felt a bit weird at first, having the app tell me what I could and could not buy. But it is a beautiful interface and makes tracking your budgets easy. I resisted using Plans for awhile, I didn’t really understand them, and they felt like an unneeded extension to budgets. Then I finally bought into it, and I realized very quickly that they are an essential part of financial planning. That revelation really drove the point home for me: this app is designed with a lot of different features that work independently, so you don’t NEED to use all or any of them. But if you do use multiple features, or all of them, they function together in the most seamless way. Bottom line: you can touch this app once a year or ten times a day. You can keep records for one account or 100. You can use it with $5 to your name, or $5 million. No matter what, it will work for you. The premium fee feels a little high. I get the apprehension some people have. Try the app, it won’t disappoint, and when the time comes, you’ll have no problem paying it. At best, you dropped a marginal amount on an app that makes your finances infinitely easier to manage. At worst, you’re supporting a dedicated and talented app developer.
  • Good Account Balancer but missing easy features

    4
    By ZachG4
    I like the clean look of this app but It would be easier on the user if we could see balanced and unbalanced amount at the top at the same time on accounts. I would also like to have the option for checkboxes to check off a cleared transaction instead of tapping on the pending transaction or swiping right to clear it. Those are my only two complaints but the app works flawlessly with iCloud sync between my iPad and iPhone. Keep up the great work and thank you.
  • Excellent

    5
    By WaVeDaNcEr48
    Customer service should always be this good!
  • Love this App

    5
    By Pattiesss
    Debit & Credit has 100% helped me take control of my spending and to understand my finances better. It’s the best finance app I’ve used and now the ONLY one I use. The most recent update for iOS 14 is awesome. I love the clean new look!

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