PocketGuard: Money & Budgeting

PocketGuard: Money & Budgeting

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 4.8.1
  • Adult Rating: 4+
  • File Size: 132.08 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 11.0 or later.
Score: 4.70868
4.70868
From 5,729 Ratings
Free On itunes

Description

PocketGuard is a free app that makes it easy to take control of your personal finance and stop overspending. Its intuitive money management tools help you make a budget, track spending and build savings automatically. Link your bank accounts & credit cards and track everything from account balances & transactions to net worth and more in one place. ALWAYS KNOW WHAT’S IN YOUR POCKET Our IN MY POCKET feature shows exactly how much disposable income you have after paying your bills, saving for your goals, and setting aside enough money for essentials, like food & transportation. It does the "can I buy it?" math for you, so you can spend with confidence and enjoy life. TRACK AND LOWER YOUR BILLS Add your bills and subscriptions to PocketGuard and it will automatically plan for future payments. Our smart bill reminders will help you never miss the due date again. And our smart algorithms will identify where you might be overpaying and offer easy ways to lower your bills. IDENTIFY & CANCEL UNWANTED SUBSCRIPTIONS Easily cancel subscriptions you no longer want or need. Save time and money, while we do the hard work for you. We may even get refunds for unused services. SET AND REACH YOUR GOALS Like the journey of a thousand miles begins with a single step, building up savings begins with setting your goals. PocketGuard allows you to set an unlimited number of goals and track your progress. SAVE EFFORTLESSLY Reach your savings goals faster with Autosave**. Link your goals to Autosave, set up automated rules, and watch your savings grow automatically. Funds in your Autosave account are held at the depository institution and are FDIC-insured up to $250,000. BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer. ------------------------------------------------- Currently, PocketGuard connects to U.S. and Canadian financial institutions only. Autosave is currently available only for U.S. citizens ------------------------------------------------- PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features. PocketGuard Plus is optional and not required to use PocketGuard. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription). PocketGuard Plus subscription lengths and prices: - Monthly - $4.99* / month - Annual - $34.99* / year * Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. ------------------------------------------------- Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Register

Screenshots

Reviews

  • Unable to link my bank

    1
    By slimpunk
    This app was working great for about a year. However, my bank recently implemented some two-factor authentication security measures, and now PocketGuard is no longer able to link to my bank account. I have gone back and forth with support, and they have been unable to correct the issue. I would like a refund for my subscription please.

  • Not bad

    4
    By hvsiaqx
    So I’m a very skeptical person when it comes to believing that the app is going to be true to not selling your information or gaining too much access to your bank account or even having to wonder if your money is safe but I went ahead and I put my account information and it was great. So I decided let’s do it again for my other bank account but my other bank doesn’t even exist in the system I thought all banks were going to be excepted but apparently not. So if there’s one thing I would like for the developers to change that would be it. The fact that they don’t have my bank in the system is kind of dumb. Ok now I know a lot of people probably haven’t even heard of my bank it’s probably something that only exists in my area but still I wish it would be in the system. I use Apple Federal credit bank and I typed it in but nothing showed up. So if you (the developers) could start adding some smaller branch banks in to the system that would be really helpful to linking my account and accurately being able to make a budget and use the app like it’s supposed to be used. But since you don’t have the bank that I use in the system I can’t really use the app like it’s supposed to be used for because after I got married it turned out that my primary bank account ended up being Apple not BB&T and it’s not in the system so how am I supposed to be able to use this app if I can’t link my bank account to get accurate numbers on my budget goals and spending allowance? So if you (the developers) could make that change to adding smaller branches into your system that would be more than appreciated and helpful. Thanks

  • Pretty but limited

    2
    By tri ex
    Free version suddenly only shows entries for 3 months. You can confirm when recent items posted, but there’s no point to editing for consistency with the past. I’ll try using more bank and card alerts, and rely more on Cash Cast, a simple cash flow app. PocketGuard linking to banks is erratic, and some always fail.

  • Ok but needs work

    3
    By Lexigurl1982
    This app is ok so far but it needs some work. Please add a feature where we can add a due date for things that are billed every 2 months. For example, I have a bill for renters insurance that is billed every 2 months. The app has the option for me to select it but when I tried to put the next bill due date in the app, it won’t let me select the date that is 2 months from now. Please fix it. Also transactions don’t always show up although the banking info is correct. Once the app is more user friendly I’ll update my rating.

  • Not worth

    1
    By Weston@$
    App was good for budgeting and tracking finances. Unfortunately, the developers constantly remove free features and add them to the paid subscription service so at this point the app is pretty much worthless unless you pay $10/month. And for that price, all you get is “extended transaction history” which most banks offer for free on their apps already, the ability have more categories for ones budgets, and the ability to track cash, which one can easily do with pen and paper. I liked this app a month ago, now it just takes up space on my phone and has no benefit to me whatsoever with the limited services it offers.

  • App setup

    1
    By mattyu13
    I was looking forward to giving this a shot but I’m unable to even link my Ally Bank account so this app is essentially useless for me.

  • Easy way to see past, present, and plan for the future

    4
    By JonathanLuce
    PocketGuard does what I need it to by bringing all my accounts into one place. The hashtag feature is great when I’m trying to track a specific thing that may be related to multiple budget categories like #VR stuff :) The notifications are a hot mess though and there is very limited controls. Also, I’m paying for a subscription here, can you please disable the ad notifications for your find savings section? It’s not helpful and I get no value from it at this time. What I’d like to see is individual control to enable and disable notifications as needed for bill reminders, late bills, large deposits (payday), going over budgets, etc.

  • The budget app I’ve been looking to replace Mint

    4
    By Jb47373827484
    This is a fantastic budgeting app! It’s the one I’ve been looking to replace Mint and to keep budgeting simple but actionable. It’s simple, clear, and easy to use, with very few “ads”. — nothing like Mint. It has a clean interface and really makes sure I’m on top of my upcoming bills, goals, and what I can spend. A few areas of improvement I’d like to see: -Mint was much better at syncing. Mint would sync to my bank multiple times per day and always be up-to-the-minute updated. PocketGuard only updates once per day, maybe every other day and transactions stay “pending”, well after my bank has already cleared them. PocketGuard says the bank prevents them from updating more frequently but not sure why Mint could do it 🤷🏾‍♂️ -Smarter algorithm around recurring bills that fluctuate each month, like utilities. Of course the power bill fluctuates every month, but it’d be awesome for it to know my power bill is roughly $x amount every July and $x amount every January because of the large differences in amounts and my budget would be more accurate. -More icons for custom categories. -Ability to turn off alerts/“ads” in “Find Savings” category since I’ve paid for the premium version. Love the app!!

  • Am I doing this right?

    3
    By Samala-Wamala
    I budgeted with pen and paper and it didn’t match what Pocket Guard pulled together for my initial budget, seemed way over estimated. Now it’s in the negative but I know I have money to spend...how can I adjust to make it accurate? At this point it seems kind of useless.

  • My account never refreshes despite numerous attempts

    1
    By steph98498
    I really liked this the first few weeks. Now I’m just over it. This app never refreshes my account summary despite doing manual refreshes. It’s still stating I have 1700 in my checking and has said that for 6 weeks despite numerous paycheck deposits and bills paid. Going to delete and find another budget app that’s superior.

Comments

Register

More by PocketGuard, Inc.

keyboard_arrow_up